Compliance

October 23, 2025 by Sessions, Israel & Shartle in Compliance

The “New” FTC Drops 5th Cir. Appeal, Instead: FTC Issues Public Request for Information on Noncompete Agreements

Noncompetes, the forbidden fruit? May employers enjoy a bite of the non-compete apple without being banished from the orchard? For now, historical form non-competes will not be subject to federal...

October 16, 2025 by Brooke Conkle, Chris Capurso in Compliance

California’s CARS Act Signed into Law

On October 6, Governor Gavin Newsom signed into law the California Combating Auto Retail Scams (CARS) Act. This legislation aims to fortify consumer protections and enhance transparency in the car-buying process. The...

October 9, 2025 by Sara Woggerman in Collections Strategy

Coerced Debt: A Growing Challenge in Debt Collection

Though a relatively new concept, the phrase ‘coerced debt’ is increasingly appearing in correspondence and litigation. Some organizations have indicated they’ve adapted their ID theft policies to meet this new...

September 18, 2025 by Virginia Bell Flynn in Collections Strategy

Understanding California Senate Bill 940

California Senate Bill 940 (SB 940), enacted in late 2024, introduces several key changes to arbitrations involving “consumer contracts,” which is defined as a contract prepared by a seller and signed by...

September 11, 2025 by Missy Meggison in Communication

No Shotgun Pleadings, says court

The District Court in Alabama – a common venue for certain consumer attorneys – isn’t mincing words when it comes to how consumers must plead Fair Debt Collection Practices Act...

a wall with two security cameras in cable ducting

August 19, 2025 by Eric Rosenkoetter in Compliance

Oklahoma Amends its Security Breach Notification Act

Oklahoma Senate Bill 626, which amends Oklahoma’s Security Breach Notification Act, recently became law without the Governor’s signature. The legislation will go into effect Jan. 1, 2026. The amendments include expansion...

eyeglasses up close on a white background

August 7, 2025 by Shawn Murray in Compliance

Third Party Vendor Management Compliance Guide [6 Best Practices]

You can’t count on vendors to manage compliance for your customers. Lenders need a robust vendor management program to protect consumer interests and maintain regulatory compliance. Here’s how to keep...

July 10, 2025 by Brian Hays in Communication

Why Does the TCPA Equal Chaos? The US Supreme Court Opens FCC Orders to New Challenges

On June 20, the U.S. Supreme Court issued its opinion in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp., 606 U.S. —- — S.Ct. —- 2025 WL 1716136 (2025), addressing whether, under...

June 4, 2025 by Bo Backerman in Compliance

Compliance Management for Lenders: The Essentials for Success

In this article, we explore the essentials of compliance management, breaking down the principles, challenges, and strategies to ensure your organization thrives in this critical area. Compliance management in the...

April 17, 2025 by Stefanie Jackman in CFPB

CFPB Abandons Credit Card Late Fee Rule

The Consumer Financial Protection Bureau (CFPB or Bureau) agreed to vacate its controversial credit card late fee rule in a joint motion for entry of consent judgment filed in Chamber of Commerce of...