FCRA

May 27, 2026 by Orrick, Herrington & Sutcliffe LLP in Collections Strategy

District Court Rules Furnisher’s Investigation Unreasonable in FCRA Case

In a recent decision, the U.S. District Court for the District of Kansas granted the plaintiff married couple’s motion for partial summary judgment, finding that a debt collector violated the FCRA by...

March 5, 2026 by David N. Anthony in Compliance

Eighth Circuit Confirms Limits on FCRA Furnisher Duties in Late-Payment Dispute Against Mortgage Servicer

In a recent decision, the U.S. Court of Appeals for the Eighth Circuit affirmed summary judgment in favor of Freedom Mortgage Corporation, rejecting Fair Credit Reporting Act (FCRA) claims brought by...

May 28, 2025 by David N. Anthony in FCRA

Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA

On March 14, the U.S. Court of Appeals for the Fourth Circuit issued a ruling addressing the obligations of furnishers under the Fair Credit Reporting Act (FCRA) to conduct reasonable investigations of...

February 3, 2025 by Ethan G. Ostroff in Compliance

Federal Court Allows FCRA Claim to Proceed Over Alleged Unauthorized Credit Pulls

Recently, the Eastern District of Kentucky denied a motion to dismiss under the Fair Credit Reporting Act (FCRA) after finding the plaintiffs alleged sufficient facts to support a reasonable inference...

October 22, 2024 by Sheldon Stewart in Customer Service

Subprime Borrowers More Likely to Abandon Auto Loans: How Lower Interest Rates Result in Increased Repossessions

Declining interest rates have prompted unexpected trends in the subprime market. For the last two months, Auto Collections Roundtable members have reported a growing number of borrowers intentionally halting payments...

October 4, 2023 by Erin Kerr in CFPB

Medical Debt, Credit Reporting, and Digital Collections: 3 collections trends from Q3 2023

It’s the end of the third quarter. Here are three critical trends Collections & Recovery execs need to be aware of: The Changing Landscape of Medical Debt If you’ve been...

September 27, 2023 by David N. Anthony in CFPB

CFPB Outlines Rulemaking Plan to Dramatically Alter Decades of FCRA Requirements for Everyone in the Consumer Data Ecosystem

The Consumer Financial Protection Bureau (CFPB) has started the process of issuing rules on several topics affecting the entire ecosystem that collects, sells, and uses data about consumers, according to...

February 15, 2023 by Erin Kerr, Michelle Macartney in Compliance

District Court Rules Furnisher’s Investigation Unreasonable in FCRA Case

Eighth Circuit Confirms Limits on FCRA Furnisher Duties in Late-Payment Dispute Against Mortgage Servicer

Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA

Federal Court Allows FCRA Claim to Proceed Over Alleged Unauthorized Credit Pulls

Subprime Borrowers More Likely to Abandon Auto Loans: How Lower Interest Rates Result in Increased Repossessions

Medical Debt, Credit Reporting, and Digital Collections: 3 collections trends from Q3 2023

CFPB Outlines Rulemaking Plan to Dramatically Alter Decades of FCRA Requirements for Everyone in the Consumer Data Ecosystem

Is Your Credit Dispute Management Process Good Enough?

What the CFPB's Circular on Consumer Disputes Means for Creditors

3 Ways to Prepare for Ramped-up FCRA Scrutiny

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