Regulation

September 24, 2026 by David N. Anthony in Credit Governance

Tenth Circuit Adopts “Objectively and Readily Verifiable” Standard for FCRA Furnisher Inaccuracy Claims and Reverses $500,000 Jury Verdict

On July 20, the U.S. Court of Appeals for the Tenth Circuit reversed a $500,000 jury verdict against a debt collection furnisher, holding that a consumer cannot prevail on a...

August 27, 2026 by David N. Anthony in Compliance

New York City Releases FAQ and Announces Webinar for SHIELD Rule

As we previously discussed here, the New York City Department of Consumer and Worker Protection (DCWP) delayed the effective date of its amended debt collection regulations, known as the SHIELD Rule,...

August 20, 2026 by Orrick, Herrington & Sutcliffe LLP in Regulation

Seventh Circuit Holds Texts Are Not ‘Telephone Calls’ Under Telephone Consumer Protection Act

On July 14, the U.S. Court of Appeals for the 7th Circuit affirmed the dismissal of a consolidated class action alleging violations of the Telephone Consumer Protection Act (TCPA), holding that the...

August 13, 2026 by Ballard CFS Group in California

Chopra: New Agency to Focus on Harmful and Corrupt Practices That Drive Up Costs

The new California Business and Consumer Services Agency (BCSA), launched on July 1, 2026, will focus on improper practices that drive costs up for state residents, agency Secretary Rohit Chopra...

a wall with two security cameras in cable ducting

July 30, 2026 by Eric Rosenkoetter in Privacy

Vermont Enacts Data Privacy and Online Surveillance Act

Vermont Gov. Phil Scott on June 16 signed into law Senate Bill 71, the Vermont Data Privacy and Online Surveillance Act, making Vermont the 23rd state to enact a comprehensive consumer...

July 30, 2026 by Eric Rosenkoetter in Privacy

Louisiana Becomes 22nd State to Enact a Comprehensive Consumer Data Privacy Law

Louisiana Gov. Jeff Landry recently signed into law Senate Bill 386, making Louisiana the 22nd state to enact a comprehensive consumer data privacy law following California, Virginia, Colorado, Utah, Connecticut, Iowa,...

circular windows in a concrete wall showing the sky through them

July 23, 2026 by Stefanie Jackman in Compliance

New York City Delays SHIELD Rule Effective Date to January 1, 2027

It has been reported that the New York City Department of Consumer and Worker Protection (DCWP) has pushed back the effective date of its amended debt collection regulations, known as...

June 25, 2026 by Jonathan L. Pompan in California

What Rohit Chopra’s Return to Government Means for Consumer Financial Services Companies

California has long been one of the most influential consumer protection jurisdictions in the country. Governor Gavin Newsom’s appointment of former Consumer Financial Protection Bureau (CFPB) Director and Federal Trade Commission...

June 11, 2026 by Keith Barnett in Compliance

President Trump Issues Executive Order 14406 to Restore Integrity to America’s Financial System

On May 19, President Donald Trump issued Executive Order 14406, “Restoring Integrity to America’s Financial System,” which establishes a new policy to safeguard financial institutions against structural credit risks and...

April 23, 2026 by Orrick, Herrington & Sutcliffe LLP in Regulation

California DFPI Faces Putative Class Action Challenging Debt Collection Licensing Fees

On April 7, two debt collection trade associations and a debt collector filed a putative class action petition against California’s DFPI in the California Superior Court for the County of San Francisco...