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HOW to Craft a California-Compliant Data Privacy Risk Assessment

By Jason M. Schwent, Hannah Donahue in Compliance

In the prior two alerts in this series, we explained that California (along with 16 other states) now requires businesses to conduct privacy risk assessments in certain circumstances where consumer…

March 5, 2026 by David N. Anthony in Compliance

Eighth Circuit Confirms Limits on FCRA Furnisher Duties in Late-Payment Dispute Against Mortgage Servicer

In a recent decision, the U.S. Court of Appeals for the Eighth Circuit affirmed summary judgment in favor of Freedom Mortgage Corporation, rejecting Fair Credit Reporting Act (FCRA) claims brought by…

February 26, 2026 by Richard J. Andreano, Jr., John L. Culhane Jr in CFPB

GAO Issues Initial Report Addressing CFPB Reorganization and Downsizing Efforts

The U.S. Government Accountability Office (GAO) recently released a report in response to a request by members of Congress that it assess the effect of recent stop-work orders, workforce reductions, contract terminations,…

grey windows on a building in a regular pattern

February 19, 2026 by Orrick, Herrington & Sutcliffe LLP in Credit Reporting

District Court Allows Consumer Credit Reporting Lawsuit to Proceed

Recently, the U.S. District Court for the Northern District of Illinois denied a joint motion to dismiss filed by three credit reporting agencies in a case involving alleged violations of the FCRA. The litigation,…

February 12, 2026 by Bridgeforce in AI

Banking AI: Guardrails for a Smarter Future

Recently, Bridgeforce leaders led a frank discussion about the role of AI in consumer lending. The conversation focused on what’s happening inside financial services today, not just industry hype. Practical…

February 9, 2026 in Press Releases

$1.2 Billion Consumer Debt Portfolio Sold on the EverChain Exchange

BOCA RATON, Fla. — EverChain Exchange today announced the sale of a $1.2 billion consumer debt portfolio to certified buyers on the EverChain Exchange. EverChain CEO Matthew Wratten said, “EverChain is…

February 5, 2026 by Brian Hays, Stefanie Jackman in Litigation

Ninth Circuit Holds that Texts Are “Calls” Under the TCPA But Embedded Videos Are Not Recorded Messages

On January 13, the U.S. Court of Appeals for the Ninth Circuit issued a decision in Howard v. Republican National Committee (RNC) offering two important interpretations of the applicability of the Telephone…

January 28, 2026 by Auriemma Roundtables in Collections Strategy

Auto Borrowers Are Falling Behind: How Auto Collections is Reacting

As consumers face tighter budgets and higher living costs, auto loan delinquency is no longer defined by who falls behind, but by how long they stay there. Consequently, auto lenders’…

January 22, 2026 by Brooke Conkle in Operations

Texas Attorney General Confirms Opt-In SMS Is Outside Registration Under SB 140

Effective September 1, 2025, SB 140 significantly expanded Texas’ telephone solicitation statute. SB 140 expressly covers text messages and similar electronic communications and introduced a direct private right of action under the…

HOW to Craft a California-Compliant Data Privacy Risk Assessment

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Latest Posts

Eighth Circuit Confirms Limits on FCRA Furnisher Duties in Late-Payment Dispute Against Mortgage Servicer

GAO Issues Initial Report Addressing CFPB Reorganization and Downsizing Efforts

District Court Allows Consumer Credit Reporting Lawsuit to Proceed

Banking AI: Guardrails for a Smarter Future

$1.2 Billion Consumer Debt Portfolio Sold on the EverChain Exchange

Ninth Circuit Holds that Texts Are “Calls” Under the TCPA But Embedded Videos Are Not Recorded Messages

Auto Borrowers Are Falling Behind: How Auto Collections is Reacting

Texas Attorney General Confirms Opt-In SMS Is Outside Registration Under SB 140

Featured Resources

Collections in Motion: Planning for Engagement, Litigation, and AI Strategy in a Shifting Risk Environment

Borrower Behavior, Regulation, & DSCs: What’s Driving Change in Private Student Loan Collections Today

Bad Debt is Rising

How to Apply Strategic Discipline to Your Collections Strategy

COLLECTIONS AND RECOVERY STRATEGY

Financial Services Trends: What Leaders Should Watch in 2026

Credit Card Preview: Speed and Scrutiny in 2026

AI, State Laws, and the New Frontier of Card Compliance

Trends

Crypto taxes take center stage

Troutman Pepper Locke Weekly Consumer Financial Services Newsletter – July 22, 2025

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COMPLIANCE

Blue-State AGs Tap Rohit Chopra to Lead Consumer Protection Working Group

Privacy Opt-Outs Remain in the Crosshairs: Tractor Supply Faces Largest CPPA Fine to Settle Privacy Allegations

The California Opt Me Out Act: What it Means for Businesses Subject to the California Consumer Privacy Act

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