Collections & Recovery

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HUD further revises servicing and claims requirements and loss mitigation options

By Richard J. Andreano, Jr. in Collections Strategy

In January 2025 the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2025-06 revising servicing and claims requirements and loss mitigation options for FHA insured mortgage loans effective February…

June 4, 2025 by Bo Backerman in Compliance

Compliance Management for Lenders: The Essentials for Success

In this article, we explore the essentials of compliance management, breaking down the principles, challenges, and strategies to ensure your organization thrives in this critical area. Compliance management in the…

June 4, 2025 in Press Releases

Freede Pioneers a New Era of Consumer Engagement, Compliance, and Financial Coaching with Generative AI

AUSTIN, Texas — Bruce Cummings, Chief Executive Officer of Freede, a pioneering Software as a Service (SaaS) company, is proud to announce the launch of its groundbreaking Generative AI chat…

May 28, 2025 by David N. Anthony in FCRA

Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA

On March 14, the U.S. Court of Appeals for the Fourth Circuit issued a ruling addressing the obligations of furnishers under the Fair Credit Reporting Act (FCRA) to conduct reasonable investigations of…

May 21, 2025 by Ballard CFS Group in CFPB

Trump signs resolution nullifying CFPB overdraft rule

President Trump has signed a Congressional Review Act (CRA) resolution nullifying the CFPB’s controversial overdraft rule. The rule was issued by the Biden Administration and had attracted opposition from Republicans…

May 14, 2025 by Eric Rosenkoetter in AI

Utah Enacts Law Requiring Generative Artificial Intelligence Disclosures

Utah Gov. Spencer Cox on March 27 signed into law Senate Bill 226 relating to the use of generative artificial intelligence in consumer transactions and regulated services. The law goes into effect…

May 8, 2025 by Myriah V. Jaworski in Compliance Tech

Location, Location, Location: California attorney general investigative sweep and state law proposal target location data

On March 10, the California attorney general’s office announced an “ongoing investigative sweep into the location data industry” (“investigative sweep”) for compliance with the California Consumer Privacy Act’s (“CCPA”) requirements…

May 1, 2025 by Tricia Wyatt in Collections Strategy

How to Prepare Debt Collection Operations for Rising Delinquency Rates

Recent research shows that 65% of U.S. consumers live paycheck to paycheck. Plus, a quarter of consumers are struggling to pay bills. This blog shares how to prepare collections operations for…

April 23, 2025 by Alan S. Kaplinksky in CFPB

CFPB rescinds enforcement, supervisory priority documents, outlines new priorities for 2025

The CFPB is rescinding its existing enforcement and supervision priority documents, according to a memo sent to bureau staff by CFPB Chief Legal Officer Mark Paoletta. The CFPB will focus…

HUD further revises servicing and claims requirements and loss mitigation options

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Latest Posts

Compliance Management for Lenders: The Essentials for Success

Freede Pioneers a New Era of Consumer Engagement, Compliance, and Financial Coaching with Generative AI

Fourth Circuit Issues Ruling on Furnisher’s Duty to Investigate Legal Disputes Under FCRA

Trump signs resolution nullifying CFPB overdraft rule

Utah Enacts Law Requiring Generative Artificial Intelligence Disclosures

Location, Location, Location: California attorney general investigative sweep and state law proposal target location data

How to Prepare Debt Collection Operations for Rising Delinquency Rates

CFPB rescinds enforcement, supervisory priority documents, outlines new priorities for 2025

Featured Resources

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COLLECTIONS AND RECOVERY STRATEGY

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Technology Modernization: Keys to Finding a Best-Fit Partner

Exploring How the Reduction in Federal Interest Rates Impacts Consumers and Influences Banks and Lenders' Recovery Strategies

Trends

OCC Releases Updated UDAAP Supervision and Examination Procedures Booklet

End of Student Loan ‘On-Ramp’ Poses New Challenges for Borrowers and Financial Institutions

Subprime Borrowers More Likely to Abandon Auto Loans: How Lower Interest Rates Result in Increased Repossessions

COMPLIANCE

CFPB Abandons Credit Card Late Fee Rule

New York’s Consumer Protection Overhaul: A Lawsuit Magnet for Banks, Fintechs, and Other Financial Services Providers

Sixth Circuit Affirms Dismissal of FDCPA Claims for Lack of Standing, But for Lack of a Causal Connection

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